Debt To Income Formula
DEBT-TO-INCOME (DTI)
This is a VERY important & critical part of the affordability process that determines what you can or cannot afford. Your DTI is expressed as a percentage & is your total "minimum" monthly d...
Laura Hill was born & raised as a Houstonian who understands & knows the surrounding areas to get top dollar & the best price for her clients. When working with Laura you can expect her & her company to achieve successful closin...
Snoopy & Woodstock celebrating Thanksgiving 2016.
Early Thanksgiving Observances
Did you know that Thanksgiving originated as a harvest festival? What's a harvest festival you ask? It is an annual celebration that occurs around the ti...
Let's Make Your New Home Great Again!
In case you're motivated to leave the country today, then I am your Realtor. I have International connections across 6 continents & whether your family is looking for a small bungalow hideaway or a b...
Knowing the value of your home is the first step for most sellers. Usually, within the first 5 minutes, sellers will ask their Realtor, “What’s my home worth?” And if that number for the seller is not what they think it should be, the...
Which one do I choose?
Buyers come from all walks of life & the best way to determine which mortgage is right for you is by sitting down with a lender & talk about your financial future & terms of growth in your pro...
Finding the right mortgage lender is critical!
Need a lender? Let's face it, when you will be paying for a mortgage for 15, 20 or 30 years, it's very smart & necessary to shop around to find the best mortgage lenders out there. You must ...
At Local Texas Real Estate, we can help.
How much money will you need to buy a home?
That depends on several factors, including the cost of the house & the type of mortgage you get. Before you start shopping, it's important to get an ...
Are there ways a single mom can buy a home?
Are you a single mother? Do you know how to go about buying a home?
At Local Texas Real Estate we will inform you “how to” & give you the best possible path to be a home owner. You won't...
Should you Buy or Rent?
Ok, so the pictures above are extreme opposite examples of each other, but I have to make a point & get your attention.
So with that said, other than the personal satisfaction, there can be several pros to purcha...